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Privacy & Policy

E&J CREDIT CONSULTING LLC
DBA EPOINT CREDIT LLC

Website: https://epointcredits.com
Effective Date: 01/01/2026

E&J CREDIT CONSULTING LLC DBA EPOINT CREDIT LLC (“Company,” “we,” “our,” or “us”) respects your privacy and is committed to protecting your personal information.

This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit or use our website and services.

By accessing or using our website or services, you consent to the practices described in this Privacy Policy.

1. Information We Collect

We may collect the following types of information:

A. Personal Information

Information you voluntarily provide to us, including:

  • Full name

  • Email address

  • Phone number

  • Billing information

  • Any information submitted through forms, consultations, or purchases

B. Non-Personal Information

Information collected automatically through cookies or analytics tools, including:

  • IP address

  • Browser type

  • Device type

  • Operating system

  • Website usage data

  • Pages viewed and time spent on site

C. Sensitive Information Policy

We do not knowingly collect or store sensitive personal information, including:

  • Social Security Numbers

  • Full financial account numbers

  • Health or medical information

If such information is submitted inadvertently, we will take reasonable steps to delete it.

2. How We Use Your Information

We use collected information for purposes including:

  • Providing and improving our services

  • Processing transactions and billing

  • Responding to inquiries and customer support requests

  • Sending service updates, promotional offers, and important notifications

  • Complying with legal and regulatory requirements

Targeted Advertising Disclosure

We may use collected information (including data gathered through cookies and tracking technologies) to share with third-party advertising partners, such as Meta Platforms, Inc. (Facebook/Instagram), for:

  • Retargeting campaigns

  • Personalized advertising

  • Audience measurement and analytics

This allows us to display relevant advertisements and offers based on your interaction with our website.

3. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information, including:

  • SSL (Secure Socket Layer) encryption

  • Secure payment processing systems

However, no method of transmission over the internet or electronic storage is 100% secure. Therefore, we cannot guarantee absolute security.

4. Cookies & Tracking Technologies

Our website uses cookies and similar technologies to:

  • Enhance user experience

  • Analyze website traffic

  • Improve our services

  • Deliver targeted advertising

Meta (Facebook) Pixel Disclosure

We use advertising technologies such as the Facebook Pixel to:

  • Track user interactions

  • Measure ad performance

  • Optimize marketing campaigns

  • Deliver personalized advertisements

By using our website, you consent to the use of these advertising and performance cookies.

You may adjust your browser settings to refuse cookies; however, some website features may not function properly.

5. Children’s Privacy

Our website and services are not directed toward individuals under the age of 18.

We do not knowingly collect personal information from minors. If we become aware that information has been collected from a child under 18, we will take prompt steps to delete such information.

6. Your Privacy Rights

Depending on your location and applicable laws (including Florida, U.S., or other jurisdictions), you may have rights such as:

  • The right to access your personal data

  • The right to request correction of inaccurate information

  • The right to request deletion of your data

  • The right to opt-out of targeted advertising

  • The right to opt-out of the sale of personal data (where applicable)

To exercise any of these rights, or to opt out of targeted advertising, please contact us using the information below.

7. Third-Party Services

We may use third-party service providers to assist with:

  • Payment processing

  • Email marketing

  • Advertising

  • Analytics

  • Customer relationship management

These third parties may have access to limited personal information solely to perform services on our behalf and are expected to maintain confidentiality.

We are not responsible for the privacy practices of third-party websites linked from our website.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time.

Changes will be posted on this page with an updated Effective Date. Continued use of our website after any updates constitutes your acceptance of the revised Privacy Policy.

9. Contact Information

If you have questions about this Privacy Policy or how your information is handled, please contact us at:

E&J CREDIT CONSULTING LLC
DBA EPOINT CREDIT LLC

Email: support@epointcredits.com
Phone: (407) 675-0860
Address: 9594 NW 41ST ST STE 210, Doral, FL 33178